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Then use scissors to cut out the last four digits of your SSN, or take a black marker and cross them out, and carry that instead. You will, however, need your actual Medicare card with you the first time you visit a new health care provider, who will likely want to make a photocopy of it for their files. If you're worried that you'll need your card in an emergency situation in order to get care, you should know that emergency personnel cannot refuse you care until you show an insurance card. Although you'll need to come up with billing information before leaving a hospital, that doesn't mean you won't receive care. Lost or Stolen Cards If your Medicare card does happen to get lost or stolen, you can replace it by calling Social Security at 800-772-1213. You can also apply for a new card online at or go to your local Social Security office. If your Medicare card has been lost or stolen, you will need to watch out for Medicare fraud. You can do this by checking your quarterly Medicare summary notices for services or supplies you did not receive.
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Elliot was being held at a Midtown police precinct pending his arraignment.
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Critical care or critical illness insurance offers coverage for those who are diagnosed with serious illnesses, such as cancer. Annuities with long-term care riders or deferred annuities can be an alternative to long-term care insurance, potentially providing tax-free money when used for long-term care. Long-Term Care Insurance: Affordability and Eligibility Long-term care insurance can be expensive. It's also generally most cost-effective when purchased before people turn 60. In 2020 the average annual premium for a healthy couple, both 55-years-old, is $3, 050, according to the American Association for Long-Term Care Insurance. Even at these high premiums, insurance companies that offer this type of insurance can reject applicants after probing more deeply into their health histories. Due to these factors, people may need other options for long-term care coverage. 1. Short-Term Care Insurance Short-term care insurance, also known as convalescent insurance, is a policy that typically offers between $100 to $200 per day of healthcare coverage for one year or less.
June 12, 2020 | 3:16pm A large number of small US businesses could fail during the coronavirus recession, the Federal Reserve said on Friday, slowing recovery and creating lasting damage to the world's largest economy. "The nature of the economic recovery that follows the COVID-19 crisis will depend in part on the survival of small businesses, " the Fed said in its biannual monetary policy report to Congress on Friday. "The pandemic poses acute risks to the survival of many small businesses [whose] widespread failure would adversely alter the economic landscape of local communities and potentially slow the economic recovery and future labor productivity growth. " Congress has extended some help, including $660 billion to cover payrolls and overhead. About three-quarters of small businesses with employees have applied for the aid, with many getting funding, the Fed said. Still, "some industries may face an ongoing need" after the program expires this summer. Meanwhile, job losses have been steeper at small businesses than large ones, with many small firms stopping paychecks entirely, the Fed said.