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I'm starting my business and wondering how can I obtain a business credit card without my personal guarantee? 9 years experience in banking consulting For many starting entrepreneurs, obtaining a business credit card is an important and necessary step. It will not only help you to close any short business financial gaps, but also to keep a better track of your business expenses and to build your company credit independent from your personal credit When applying for business credit card, generally entrepreneurs want to avoid a personal guarantee if possible. A personal guarantee will tie personal assets to the success of your new business venture. If your business fails and you can't make your credit card payments, the bank can liquidate your personal assets. Besides risking household assets, you also risk taking a major hit on your personal credit score. Frankly, at the beginning of your business venture, you might not be able to secure a credit card without a personal guarantee. Many banks require you to show a track record of business health and successful financial transactions before allowing you to open this elite type of account.
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You can search by practice area, location and more and sign up for email job alerts by city and category. You can also follow on Twitter. Another way to find an in-house counsel job is to network with former colleagues and classmates, or join the Corporate Counsel Sections of State Bar Associations you are a member of. InhouseBlog's LinkedIn Group has nearly 8, 500 members and there are other career-oriented groups on LinkedIn that target legal job-seekers. Don't forget to optimize your LinkedIn profile first! Consider a Legal Recruiter Be on the lookout for recruiters in your area who specialize in legal placements. We've listed some in our Legal Recruiter Directory. Recruiters often find out about in-house jobs before they are ever offered to the public. Developing a relationship with a recruiter can also help you down the road, as recruiters will keep you in mind for other positions that may match your skillset. Get Exposure on InhouseBlog! Have you written an article, primer, checklist or "how-to" geared towards in-house counsel?