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With lots of parks and green space, a little less traffic, and excellent roadways, Richmond Hill is an ideal location for people looking to live just outside Toronto. Why Are Richmond Hill Car Insurance Rates So High? Richmond Hill rates are higher than drivers would like. There are many factors that contribute to the higher than average rates in this area: Higher traffic volume More accidents Fraud Increased risk to drivers How Much Is Car Insurance In Richmond Hill? While Richmond Hill car insurance rates are not as high as Toronto or other cities in the GTA, they are still higher than the Ontario average. Average auto insurance premiums in Richmond Hill are about $1, 750 annually. The provincial average is $1, 634.
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